Insuring Your Massey Ferguson Tractor
Massey Ferguson has been a cornerstone of British farming since 1958, with roots going back to Harry Ferguson's revolutionary three-point hitch system. As one of the most popular tractor brands in the UK, MF tractors are trusted by farmers nationwide. Our specialist Massey Ferguson tractor insurance provides comprehensive cover tailored to these reliable workhorses of British agriculture.
From the compact MF 1500 Series for smallholdings to the powerful MF 8S Series for large arable farms, we can help you find the right insurance at competitive prices. Massey Ferguson's reputation for value, reliability, and after-sales support makes them a popular choice - and your insurance should reflect the quality protection your MF deserves.
Massey Ferguson Tractor Series We Insure
MF 1500 Series Compact
Compact tractors perfect for smallholdings, equestrian centres and groundscare work. Affordable to buy and economical to insure.
- • MF 1520, 1525, 1531, 1540 (21-40hp)
- • Hydrostatic and mechanical transmission options
- • Typical value: £12,000 - £28,000
- • Common use: Smallholdings, equestrian, estates
MF 3 Series Compact
Versatile compact tractors ideal for livestock farms, dairy operations and general agricultural work.
- • MF 3640, 3650, 3660, 3670 (36-75hp)
- • Dyna-2 powershift transmission
- • Typical value: £25,000 - £45,000
- • Common use: Livestock, dairy, mixed farming
MF 4700 Series Utility
The affordable utility range offering excellent value for money with proven reliability for everyday farm tasks.
- • MF 4707, 4708, 4709 (72-92hp)
- • Simple, robust mechanical design
- • Typical value: £35,000 - £55,000
- • Common use: General farm work, loading
MF 5S & 5M Series
Mid-range tractors combining power with versatility - the backbone of many UK farming operations.
- • MF 5S.105, 5S.115, 5S.125, 5S.135, 5S.145 (105-145hp)
- • Dyna-4 and Dyna-6 transmissions
- • Typical value: £60,000 - £95,000
- • Common use: Mixed farming, contracting
MF 6S & 7S Series
Premium mid-to-high horsepower tractors with advanced technology for demanding agricultural work.
- • MF 6S.155, 6S.180 (145-180hp)
- • MF 7S.155, 7S.180, 7S.210 (155-210hp)
- • Typical value: £100,000 - £180,000
- • Common use: Arable, heavy cultivation
MF 8S Series Flagship
The flagship range delivering high horsepower with class-leading fuel efficiency and operator comfort.
- • MF 8S.205, 8S.225, 8S.245, 8S.265, 8S.305 (205-305hp)
- • Dyna-VT CVT transmission
- • Typical value: £180,000 - £280,000
- • Common use: Large arable farms, contractors
Vintage & Classic MF
Classic Massey Ferguson models remain popular for working and collecting. We offer specialist vintage cover.
- • Ferguson TE20 "Grey Fergie"
- • MF 35, 135, 165, 175, 185
- • MF 390, 399, 3000 Series classics
- • Value varies by condition and rarity
Specialist MF Tractors
From narrow vineyard tractors to high-clearance models, we cover all specialist MF variants.
- • MF 3GE narrow/orchard variants
- • MF 5S narrow cab versions
- • High-clearance crop sprayer variants
- • Common use: Orchards, vineyards, vegetables
Why Specialist Massey Ferguson Insurance?
UK's Most Popular Brand
Massey Ferguson remains one of the best-selling tractor brands in the UK with an extensive dealer network. Our insurers understand MF values and specifications, ensuring your tractor is properly valued and covered.
Excellent Residual Values
MF tractors hold their value well in the UK market. Our agreed value policies ensure you receive fair compensation in the event of a total loss, based on current market values rather than depreciated book values.
Modern Technology Cover
New MF tractors feature sophisticated technology including Datatronic displays, MF Guide auto-steering, and TaskDoc data management. Ensure these systems are properly covered under your policy.
Strong Dealer Support
AGCO's UK dealer network provides excellent parts and service support. In the event of a claim, our insurers work with approved repairers familiar with MF machinery to get you back working quickly.
Massey Ferguson Tractor Insurance Costs
Insurance costs for Massey Ferguson tractors vary based on model, value, usage and your claims history. Here's a general guide to what you might expect to pay:
| MF Model Series | Typical Value | Comprehensive Premium |
|---|---|---|
| MF 1500 Compact | £12,000 - £28,000 | £150 - £300/year |
| MF 3 Series | £25,000 - £45,000 | £250 - £450/year |
| MF 4700 Series | £35,000 - £55,000 | £350 - £550/year |
| MF 5S Series | £60,000 - £95,000 | £500 - £850/year |
| MF 6S/7S Series | £100,000 - £180,000 | £800 - £1,400/year |
| MF 8S Series | £180,000 - £280,000 | £1,400 - £2,200/year |
| Vintage MF (TE20, 135, etc.) | £2,000 - £15,000 | £80 - £200/year |
* Premiums are indicative for comprehensive agricultural use. Actual quotes depend on individual circumstances.
Massey Ferguson Insurance Cover Options
Comprehensive Cover
- ✓ Accidental damage protection
- ✓ Fire and theft cover
- ✓ Third party liability
- ✓ Vandalism and malicious damage
- ✓ Storm and flood damage
- ✓ Agreed value settlement
Optional Extras
- ✓ GPS & guidance technology
- ✓ Attached implements cover
- ✓ Breakdown & recovery
- ✓ Hire-in costs cover
- ✓ Operator personal accident
- ✓ Public & employers liability
Specialist Add-ons
- ✓ MF Guide auto-steer cover
- ✓ Datatronic display protection
- ✓ TaskDoc system cover
- ✓ Loader & attachments
- ✓ Front linkage & PTO
- ✓ Contract hire protection
Classic Ferguson & Vintage MF Insurance
The Ferguson TE20 "Grey Fergie" revolutionised British farming and remains hugely popular with collectors and working enthusiasts. We offer specialist vintage insurance for all classic Ferguson and early Massey Ferguson tractors.
Popular Classic Models:
- • Ferguson TE20, TEA20, TED20 (1946-1956)
- • Ferguson FE35 "Gold Belly" (1956-1958)
- • Massey Ferguson 35 & 35X (1958-1964)
- • MF 65, 135, 165, 175, 185 (1960s-1980s)
- • MF 390, 398, 399 (1980s-1990s)
- • MF 3000 & 3100 Series classics
Vintage Cover Features:
- ✓ Agreed value based on current market
- ✓ Cover for shows and rallies
- ✓ Limited road use included
- ✓ Restoration project cover available
- ✓ Spare parts and memorabilia cover
- ✓ Multi-tractor discounts
See our dedicated vintage tractor insurance page for more information on classic cover.
Massey Ferguson Insurance FAQs
Is Massey Ferguson tractor insurance expensive?
Massey Ferguson tractors are generally competitively priced to insure. MF's reputation for reliability and the widespread dealer network mean good parts availability and reasonable repair costs. As with all tractors, premiums depend on value, use, and claims history rather than brand alone.
Can I insure multiple Massey Ferguson tractors on one policy?
Yes, most agricultural insurers offer fleet policies covering multiple tractors and farm machinery. This often provides better value than insuring each machine separately. You can mix different MF models and other brands on the same policy.
Does insurance cover MF Guide and precision farming equipment?
Factory-fitted guidance systems are usually covered under standard policies, but aftermarket additions like MF Guide auto-steering, external GPS receivers, and precision farming displays should be declared separately. These can add significant value to your tractor.
What about cover for my MF on HP or finance?
We can arrange insurance for Massey Ferguson tractors on hire purchase or finance agreements. Your finance company will need to be noted as an interested party. Most finance agreements require comprehensive cover, which we can provide with agreed values.
Do you cover old MF tractors still in use?
Absolutely. Many classic Massey Ferguson tractors like the 135, 165, and 390 series are still working hard on UK farms. We can provide either agricultural working cover or specialist vintage tractor insurance depending on how you use your machine.
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