Compare tractor insurance quotes from specialist UK farm insurers. Find the best tractor insurance for your needs - comprehensive cover for tractors, farm vehicles and agricultural machinery.
Get a tractor insurance quote in minutes. Cheap tractor insurance options available for farm use, road use, and vintage tractor insurance.
*Indicative pricing only. Actual premiums depend on individual circumstances.
Agricultural tractor insurance is essential for protecting your farming investment. Whether you're a smallholder, farmer, or agricultural contractor, the right agricultural tractor insurance policy provides peace of mind and financial protection.
If your tractor is used on public roads, third party insurance is a legal requirement. Even for off-road use, comprehensive tractor insurance protects against theft, fire and accidental damage.
Modern tractors can cost £50,000 to £200,000+. Tractor insurance protects this significant investment against theft (farm theft is rising), vandalism, and accidental damage.
Tractor insurance covers you if your vehicle causes injury to others or damages their property. Agricultural vehicles can cause significant damage - proper insurance is essential.
Many tractor insurance policies can include cover for attached implements - ploughs, loaders, sprayers and other equipment. Protect your complete agricultural setup.
Some tractor insurance policies include agricultural breakdown cover. Get help when you need it most - during harvest or critical farming operations.
Comprehensive tractor insurance can include hire cover or loss of use payments, helping your farming operation continue if your tractor is off the road.
The highest level of protection for your tractor. Comprehensive cover includes:
Mid-range protection that covers the essentials:
Legal minimum cover for road use:
Only suitable for low-value tractors or those kept securely off-road.
Use our tractor insurance comparison tool to find the best tractor insurance for your needs. We compare quotes from specialist UK agricultural insurers to help you find cheap tractor insurance without compromising on cover.
Enter your tractor details to receive a tractor insurance quote from multiple UK insurers
Our tractor insurance comparison shows you the best deals side-by-side
Find cheap tractor insurance that still provides the cover you need
Whether you need farm tractor insurance, tractor insurance for road use, or single tractor insurance for a smallholding, we help you find the right policy at the right price.
Specialist vintage tractor insurance and classic tractor insurance UK for collectors, enthusiasts, and working restorations. We also cover antique tractor insurance for rare and heritage machines.
Whether you own a 1950s Ferguson TE20 or a 1970s David Brown, our specialist insurers understand antique tractor insurance and can provide appropriate cover.
Agricultural tractor insurance costs vary depending on the vehicle, its use, and your circumstances. Here's a guide to typical agricultural tractor insurance premiums in the UK.
Basic third party cover for occasional use on a small plot
Comprehensive cover for farming on your own land
Higher cover for agricultural contracting work
Cover for tractors over £75,000 with full comprehensive
*Indicative prices only. Actual premiums depend on individual circumstances, claims history, and insurer.
Higher value tractors cost more to insure. A £100,000 John Deere will have higher premiums than a £10,000 vintage Massey Ferguson.
Agricultural contractors and plant hire operators face higher premiums due to increased risk. Smallholders and hobby farmers typically pay less.
Tractors that regularly travel on public roads (more than 100 miles per year) typically have higher premiums than those used only on private land.
Keeping your tractor in a locked building overnight can reduce premiums by up to 10%. Trackers and immobilisers may also attract discounts.
Rural areas with low crime rates may have lower premiums. Areas with high agricultural theft rates may face higher costs.
A clean claims record helps keep premiums down. Some insurers offer no-claims discounts similar to car insurance.
Our panel of specialist agricultural machinery insurance providers covers all types of farm machinery and agricultural vehicles
All makes & models
Seasonal & year-round
JCB, Merlo, etc.
ATVs & UTVs
Agricultural trailers
Ploughs, loaders, etc.
Looking for specialist insurance for your tractor? We cover all major brands with tailored policies
Specialist cover for all John Deere models from compact 1 Series to flagship 9R tractors
Get JD Quotes →Cover for MF tractors including classic Grey Fergies, 5S, 7S, and 8S Series models
Get MF Quotes →Specialist Kubota cover for B-Series compacts to M7-Series agricultural tractors
Get Kubota Quotes →The best tractor insurance combines adequate cover with competitive pricing. Here's what to look for when choosing your policy:
The best tractor insurance matches your needs. Comprehensive for high-value tractors, third party for older machines or limited road use.
Compare quotes from multiple insurers. The best tractor insurance deals often come from specialist agricultural insurers who understand farming.
Read reviews and choose insurers known for fair, prompt claims handling. Agricultural specialists often provide better service for farm claims.
Ensure your policy covers road use if you travel on public roads. The best tractor insurance for farmers includes adequate road mileage.
Check if attached implements can be covered. Loaders, ploughs, and other equipment may need to be listed separately for the best tractor insurance protection.
Check the policy excess - the amount you pay towards claims. Very low premiums may have high excesses that make small claims uneconomical.
Looking for cheap tractor insurance? Here are proven ways to reduce your agricultural tractor insurance premiums without sacrificing essential cover:
Never accept the first price. Cheap tractor insurance comes from comparing - use our quote tool to see offers from multiple specialist insurers.
Keeping your tractor in a locked building overnight can reduce premiums by 10-15%. Insurers reward good security with cheap tractor insurance rates.
Trackers, immobilisers, and CESAR marking can attract discounts. Many insurers require these for high-value tractors - they also lead to cheap tractor insurance.
Agreeing to pay more towards any claim reduces your premium. If you can afford a higher excess, you'll get cheap tractor insurance quotes.
Monthly payments usually include interest charges of 5-15%. Paying your cheap tractor insurance premium in full saves money overall.
If your tractor rarely leaves the farm, declare limited road use. Lower mileage policies are often cheaper - ideal for cheap tractor insurance.
Single tractor insurance provides affordable cover for smallholders, hobby farmers, and landowners with just one tractor. You don't need a full farm policy to protect your tractor.
Single tractor insurance starts from around £150/year for third party cover, or £300-£500 for comprehensive protection. The exact price depends on your tractor's value, age, and how you use it.
Get Single Tractor QuoteCompare agricultural tractor insurance quotes from specialist UK farm insurers. It only takes a few minutes.
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